Ranisa Tabar, Hikmatul Mufarrohah, Ridwan Hasanudin, Muhamad Ibnu Malik. The Effectiveness of Musyarakah Contracts for Bank Syariah Indonesia Customers in Sharia-Based UMKM Financing. Kawakib [Internet]. 2025 Oct. 26 [cited 2026 Apr. 19];2(1):23-9. Available from: https://kawakib.kjii.org/index.php/i/article/view/29